Michele Carby


Highly qualified, vastly experienced and enormously knowledgeable Michele Carby is one of the world’s leading expatriate financial advisers.

Originally from Durban, South Africa – Michele graduated from the University of Natal with a B.Proc(Law) degree before embarking on her highly successful career within the financial services sector. She began her career in South Africa before moving to London in 1999 where she specialised in working with high net worth clients for some of the UK’s most reputable financial companies including Lloyds TSB and St. James’s Place Wealth Management. In 2011 she was invited to join the Asian based, Infinity Financial Services Group and to oversee the opening of a new office in Hong Kong as CEO and Director. In 2015, Michele moved to Dubai to join Holborn Assets as a Managing Partner and, in each of the past four years was named their Top Global Financial Adviser.

Michele holds a Diploma, as well as a Tax, Trust & Estate Planning Qualification. She is a member of The Personal Finance Society & Chartered Institute of Insurers in the United Kingdom, as well as the respective Hong Kong & South African Qualifications.

Michele is based in Dubai, where she offers advice on a full range of financial planning issues including pensions, investments and insurance. She is a great believer in providing bespoke solutions for every individual client to suit their unique circumstances. She also believes in maintaining long term personal relationships with her clients that ensure consistency of advice to help them grow their wealth over the long term. Michele’s clients have worked with her for many years and are located around the world.

Payal Trehan (ex Goldman Sachs), a Senior Investment Strategist works exclusively with Michele on every client investment portfolio. Payal offers considerable value to clients through active portfolio and investment management.

Rose Hitchcock, Michele’s Practice Manager leads a skilled team of client servicing executives who all have vast experience and Elize Van Wyk coordinates business development and Michele’s & Payal’s appointments & review meetings.

Michele is dedicated to improving financial literacy and broadcasts her, Expat Finance Today webinars every fortnight. You can find these and more details on Michele’s services at her website michelecarby.com and a library of her webinars at Expat Finance Today.


Michele demonstrates all the qualities I look for in a financial advisor; a genuine personal interest, regular contact, excellent proposals, and a consistent, proactive approach to deliver the best possible service.

Dr Robert Holden

Read what other clients say about Michele: michelecarby.com/testimonials